N is for Nagging. May I encourage you---don't do it. Nagging is continuous urging to the point of irritation. When has that ever produced the results or the attitude we desire in our children? This is how I try to lead my children to obedience:
1. Assess what I'm asking for. Is it reasonable, right, and righteous (Biblical)? 2. Communicate my request (not just demand, but explain). 3. Communicate the consequences for disobedience (both physical and spiritual), and communicate to my child the joy of trusting his parent to know what's right. 4. Follow through with my guidelines; don't nag.
M is for Money.
All of us desire for our children to be responsible with money, to grow up to be debt-free, to give back to the Lord, and to be generous. Though honorable, none of these aspirations preclude our children from being lovers of money. Our children will learn about money first through our example; they watch our attitude towards it. Whether we worry, lust, hoard, save, or give, our children are watching. Teach them that money is not what satisfies; Christ is. And believe it yourself.
For the love of money is a root of all sorts of evil, and some by longing for it have wandered away from the faith and pierced themselves with many griefs.
1 Timothy 6:10